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What If I Cannot Afford A Doctor

Talk To A SSD Lawyer In Killeen, TX

One of the most important parts of a Social Security Disability (SSD) application or appeal is proving that you are too disabled to work and expect to remain in this condition for at least one year or result in your death.

Generally, the main source of evidence supporting your claim will be medical records. Unfortunately, many people lack health insurance and cannot afford the numerous doctor’s appointments often needed to get an accurate assessment of your prognosis.

At Michalk, Beatty & Alcozer, L.P. in Killeen, we have helped people in Texas obtain SSD benefits for more than 25 years. We understand the challenges many people face in getting the health care they need. Here is what our attorneys recommend to our clients who tell us they cannot afford to go to the doctor.

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Texas SSD Lawyers

Your first step is to determine if there is a free clinic in your area. Free clinics usually charge based on your ability to pay and offer most, if not all, of the same services as a for-profit clinic. If you have access to a free clinic, you should be able to get your condition diagnosed and find out your treatment options.

If you do not live near a free clinic, find out if Texas’ County Indigent Health Care Program (CIHCP) operates in a hospital or clinic in your area. To qualify for health care under CIHCP, you must have an income at or below 21 percent of the federal poverty guidelines, resources of less than $2,000 and not be eligible for Medicaid. If you are unable to take advantage of CIHCP, many hospitals provide private indigent care services.

To learn more about qualifying for SSD benefits, contact Michalk, Beatty & Alcozer, L.P., in Killeen, Texas, at (254) 765-9552 . We also have a Temple location where we can meet with you by appointment. Hablamos español.

Why Choose Michalk, Beatty & Alcozer, L.P.? Our Commitment to You

  • Unyielding Commitment to Justice
    We strive to ensure that all persons have access to a legal process that is fair, open, transparent, and holds those who infringe on your rights accountable.
  • Relentless Pursuit of Fair Compensation
    We advocate to secure the maximum compensation you deserve, recognizing the profound impact your lawsuit can have on your livelihood.
  • Empathetic Guidance Through Adversity
    We stand by your side with unwavering support and understanding, providing guidance and reassurance during what may be one of the most challenging times in your life.
  • Resolute Advocacy for Your Rights
    With determination and expertise, we navigate the complexities of the legal system on your behalf, steadfastly protecting your rights and interests at every turn.

Our FAQ

Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 254-765-9552 today!

  • What is the ‘List of Impairments’ and how is it used in the SSDI application process?

    The List of Impairments or SSA’s “Blue Book” is a compilation of medical conditions and criteria used by the agency to assess disability claims. If your condition appears on the list and exactly matches the description there, you are generally considered disabled without further evaluation. However, you do not have to have a “listed” condition nor meet the exact criteria of one to qualify for benefits.

    No one should ever assume that they are unable to qualify for SSDI benefits without speaking to an experienced advocate.

  • Can I collect supplemental security income (SSI) And SSD benefits?
    When you qualify for both SSI and SSD, it is known as receiving “concurrent benefits.” To qualify for concurrent benefits, you must meet the eligibility requirements for both SSI and SSD. If you qualify for both SSI and SSDI, you will receive the higher of the two benefits. However, your SSI benefit may be reduced if you also receive SSDI.
  • What happens if an individual’s medical condition improves while receiving SSD benefits?
    If your condition improves while you are receiving SSD benefits, you may need to demonstrate that you are still unable to work. Depending on how much your condition improves, you may no longer be eligible for benefits.
  • What are the work requirements to qualify for SSDI benefits?
    The duration of work test for SSDI evaluates whether an application has worked and paid into the Social Security system long enough to qualify as “insured” for benefits. This calculation takes into account your age and when the disability began. Most people need 40 credits (which can be earned at the rate of four per year), and 20 of those credits must have been earned in the last 10 years before your disability began. Younger disabled workers need less.
  • Can a person work while receiving SSD benefits?
    Yes, you can work while receiving SSD benefits. In some cases, you can participate in a work trial period where you go back to work to determine how much you can do with your disability. After the trial period, there may be a reduction in your SSD benefits depending on how much you are earning at work.

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  • 3106 S W S Young Drive
    Building D Suite 401
    Killeen, TX 76542
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